Claude Personal Finance: Ask Your Bank Accounts Anything
Link accounts to Claude Personal Finance via Plaid, then ask about spending, recurring charges, fees, interest, and upcoming bills.
- In the US, Personal Finance is rolling out in beta for Claude Pro, Max, and Ultra; it is read-only.
- Connect accounts with Plaid and choose which checking, card, loan, or investment accounts to share.
- Check surprising answers against the underlying transactions; balances may be a day or two old.
The setup and example prompts are covered clearly in the notes; no detailed demo is shown. · Best for: US Claude Pro-or-higher users managing multiple personal or business accounts.
Claude Personal Finance connects selected bank and financial accounts through Plaid and lets users ask questions about transactions in plain language. The video describes its beta availability, setup, use cases, and accuracy caveats.
Availability and setup0:00
- The beta is rolling out in the US to Claude Pro, Max, and Ultra users, not Free, Team, or Enterprise.
- Open Claude on the web, desktop, or phone; find Personal Finance in the side menu or under More.
- Choose goals or skip them, then connect accounts through Plaid and select which accounts to share.
What Claude can access1:00
- It can read account names, balances, credit limits, last four digits, and up to 24 months of transactions.
- The transcript says users can connect accounts at up to 16 banks.
- Access is read-only: Claude cannot move, manage, or invest money.
Questions to ask1:00
- Ask where money went this month to categorize spending across linked accounts.
- Check for subscriptions, duplicate charges, unexpected fees, or bills that are rising.
- Ask about APR and interest paid, or which bills are due before the next client payment.
Widgets and accuracy checks2:01
- The finance page offers spending, cash flow, subscriptions, and upcoming-bill widgets that can be edited and reordered.
- You can also ask for a weekly spending chart or a calendar of bills.
- If a number seems surprising, ask which transactions support it; Claude can make mistakes and balances may be one or two days old.
- The transcript says finance questions can also be asked in a regular Claude chat.
Rollout caveat3:01
- The beta is rolling out gradually, so it may not appear immediately, even for eligible users.
Step by step
- Open Claude on the web, desktop app, or phone and find Personal Finance.
- Select goals or skip them, then choose Get started.
- Connect through Plaid, sign in to your bank within Plaid, and select the accounts to share.
- Ask a question such as “Where did my money go this month?” or ask about subscriptions, fees, interest, and upcoming bills.
- Verify surprising results by asking which transactions they are based on.
Tools & resources mentioned
- Claude Personal Finance — beta feature for asking questions about linked financial accounts.
- Plaid — service used to connect bank accounts and choose which accounts to share.
- Claude help page — setup instructions and the tip to check the transactions behind surprising numbers.
Notes are AI-generated from the video's transcript and may miss nuance.